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VA Loan

The VA Loan does not have to be complicated.
Arm yourself with the right knowledge for a successful home purchase using the VA Loan.

About VA Home Loans

VA Home Loan for Active Duty Military.
What is a VA Loan?

VA Loans are a mortgage benefit offered to veterans, active duty military, and eligible surviving spouses by the U.S. Department of Veterans Affairs (VA). These loans are designed to help you purchase a home with favorable terms, including no down payment and competitive interest rates.

Benefits of the VA Loan

One of the most appealing aspects of VA loans is the ability to secure 100 percent financing, meaning no down payment is required. Furthermore, VA loan borrowers are exempt from monthly insurance premiums like private mortgage insurance (PMI) or mortgage insurance premium (MIP). Additionally, veterans may qualify for more competitive interest rates compared to conventional loans.

0% Down Payment

No Private Mortgage Insurance

Competitive Interest Rates

Streamlined Refinance

Eligibility

VA Loans are a mortgage benefit offered to veterans, active duty military, and eligible surviving spouses by the U.S. Department of Veterans Affairs (VA). These loans are designed to help you purchase a home with favorable terms, including no down payment and competitive interest rates.
VA Eligibility Requirements

To qualify for a VA loan, you have to meet one or more of the following:

  • You served 90 consecutive days of active service during wartime
  • You served 180 days of active service during peacetime
  • You have 6 years of service in the National Guard or Reserve, or served 90 days under Title 10 or Title 32 orders
  • You are a spouse of a service member who died while serving or due to a service-related disability

Common Questions About the VA Loan

Can you use a VA loan multiple times, even simultaneously?Yes
Is there an expiration date on VA loan benefits?No
Are there size limits for VA loans?No
Can service-connected disabilities affect VA home loan terms?Yes
Can active-duty military personnel use VA loans?Yes
Are National Guard and Reserve members eligible for VA loans?Yes

What are your goals?

Home
Purchase
Home
Refinance
Still not sure how to start? Reach out to us

2024 VA Home Loan Guide

VA Guide

This short guide is designed to provide you the most important details of the VA Loan in an easy-to-use format. Print it out and read at your leisure.

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