What is the Latest with Credit Ratings?
Moody’s recently downgraded their credit rating for the US. Let’s talk about what this means and how it impacts mortgage rates.
Why did Interest Rates Spike?
Big spikes in mortgage interest rates lately. Let’s talk about it.
Are We In a Real Estate Boom or Bust?
Are we in a real estate boom or a bust? Let’s discuss…
How to Predict Mortgage Rate Changes
Although truly predicting changes in mortgage rates isn’t possible, you can follow a few leading indicators to make an informed guess.
How Does a Down Payment Affect Interest Rate?
Although down payments can affect your conventional loan interest rate, VA Loans are a little different. Here we take a look at some scenarios and how they impact your interest rate.
Fixed Rate Mortgages vs Adjustable Rate Mortgages
Which mortgage is best for you? …Depends on the current market and your end goal. Listen in to learn more about fixed rate vs ARMs and walk through a few scenarios where one might be better than the other.
Why Are Interest Rates Going Up?
Why are interest rates going up? What external forces affect interest rates?
Are Interest Rates Dropping?
Lately it seems like interest rates have been significantly rising. Good news: right now, it looks like we may have interest rates dropping soon.
How Does War Affect Interest Rates?
During times of conflict, mortgage rates tend to drop temporarily. Long-term, mortgage rates become a lot more volatile due to uncertainty caused by the war.