Get your VA Loan with a military focused lender

Work with a VA lender who
  • closes quickly
  • offers competitive rates
  • communicates effectively
  • was active duty
  • gets it

VA Loan Experts

We are former military - we specialize in VA Loans and military moves.

Quick Closes

Expect to own your home in 30 days or less.

Low Rates

By focusing on military, we limit our risk, which keeps YOUR rates low.

Fast Communication

Never wait days for a response. We get back to you ASAP.

Ready to buy your next home?

Our Proven Process

Day in, day out. Helping military get the best deal on their VA loan is the path we tread. We’re good at it too! Here are the basics on how it works.

Set Your Sights

Goals. What are yours? We’ll start our journey together by setting our sights on where you want to go and discussing the best way to get there.

Locked + Loaded

Once we get you pre-approved and you are ready to offer on a home we can lock in your rate and get the financing process started.

New Home Secured

On closing day, funds will be transferred, papers will be signed and you will officially own your home!

Text or call 316-669-5272 to get your loan quote

Frequently
Asked
Questions

What is the eligibility criteria for a VA loan?

To qualify for a VA loan, you have to meet one or more of the following:

  • You served 90 consecutive days of active service during wartime
  • You served 180 days of active service during peacetime
  • You have 6 years of service in the National Guard or Reserve, or served 90 days under Title 10 or Title 32 orders
  • You are a spouse of a service member who died while serving or due to a service-related disabilty

Click here for more details about eligibility.

Can a VA loan be used for purchasing investment properties?

Yes and no. VA loans are intended for primary residence purchases only. They cannot be used to buy investment properties or vacation homes. However, if you intend to occupy the property for at least a year, then this would be an acceptable use of the VA loan.

An example would be the purchase of a duplex property. If you purchased the property and lived in one side of the duplex, you could then move one year later (or if you have a qualifying life circumstance) and keep the property as a rental. In this situation, the home was not originally an investment, it was a primary residence. This is an acceptable property for purchasing with the VA loan.

How does the VA loan funding fee work?

The VA loan funding fee is a one-time cost that goes to the Veterans Affairs to help sustain the VA loan program. While veterans with service-connected disabilities may be exempt, most borrowers pay this fee, which can be rolled into the loan amount. The fee's percentage varies based on factors like the borrower's military category, down payment amount, and whether it's the first or subsequent use of the VA loan benefit.

Read more about the funding fee here

Are you exempt from paying the funding fee? Talk with one of our VA loan specialists to see!

Are VA loans limited to certain types of properties?

While VA loans can be used for various property types, including single-family homes and condominiums, they cannot be used for unapproved properties such as fixer-uppers or income-generating farms. The property must meet the VA's Minimum Property Requirements (MPRs) to ensure it's safe, sanitary, and structurally sound.

Click here to learn more about VA eligible properties.

Can active-duty military members stationed overseas use a VA loan to purchase a home in the United States?

Yes, active-duty military members stationed overseas can use a VA loan to purchase a home in the United States. The key is to work with a lender experienced in handling long-distance transactions. It's crucial to plan ahead, considering potential time zone differences and utilizing technology for virtual tours, document signings, and communication.

Get Pre-Approved with the #1 Active Duty Focused Lending Team

2024 Military Homebuyer's Guide

This guide is perfect for the first time buyer or anyone looking to brush up on the military home buying process. 

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