Get your VA Loan with a military focused lender
Purchase
Refinance
We are former military – we specialize in VA Loans and military moves.
Expect to own your home in 30 days or less.
By focusing on military, we limit our risk, which keeps YOUR rates low.
Never wait days for a response. We get back to you ASAP.
Our Proven Process
Day in, day out. Helping military get the best deal on their VA loan is the path we tread. We’re good at it too! Here are the basics on how it works.
Set Your Sights
Goals. What are yours? We’ll start our journey together by setting our sights on where you want to go and discussing the best way to get there.
Locked & Loaded
Once we get you pre-approved and you are ready to offer on a home we can lock in your rate and get the financing process started.
New Home Secured
On closing day, funds will be transferred, papers will be signed and you will officially own your home!
See What Other Military Homebuyers are Saying
Real reviews from real people
Frequently Asked Questions
To qualify for a VA loan, you have to meet one or more of the following:
- You served 90 consecutive days of active service during wartime
- You served 180 days of active service during peacetime
- You have 6 years of service in the National Guard or Reserve, or served 90 days under Title 10 or Title 32 orders
- You are a spouse of a service member who died while serving or due to a service-related disability
Yes and no. VA loans are intended for primary residence purchases only. They cannot be used to buy investment properties or vacation homes. However, if you intend to occupy the property for at least a year, then this would be an acceptable use of the VA loan.
An example would be the purchase of a duplex property. If you purchased the property and lived in one side of the duplex, you could then move one year later (or if you have a qualifying life circumstance) and keep the property as a rental. In this situation, the home was not originally an investment, it was a primary residence. This is an acceptable property for purchasing with the VA loan.
Yes and no. VA loans are intended for primary residence purchases only. They cannot be used to buy investment properties or vacation homes. However, if you intend to occupy the property for at least a year, then this would be an acceptable use of the VA loan.
An example would be the purchase of a duplex property. If you purchased the property and lived in one side of the duplex, you could then move one year later (or if you have a qualifying life circumstance) and keep the property as a rental. In this situation, the home was not originally an investment, it was a primary residence. This is an acceptable property for purchasing with the VA loan.
Read more about the funding fee >
Are you exempt from the funding fee? Talk with our VA loan specialists to see!
While VA loans can be used for various property types, including single-family homes and condominiums, they cannot be used for unapproved properties such as fixer-uppers or income-generating farms. The property must meet the VA’s Minimum Property Requirements (MPRs) to ensure it’s safe, sanitary, and structurally sound.
Yes, active-duty military members stationed overseas can use a VA loan to purchase a home in the United States. The key is to work with a lender experienced in handling long-distance transactions. It’s crucial to plan ahead, considering potential time zone differences and utilizing technology for virtual tours, document signings, and communication.
