What Drives Home Prices?

Home prices are heavily driven by supply and demand. While it’s commonly thought that interest rates affect home prices, that’s not necessarily the case. Let’s discuss in more detail.

VA Loan House Hacking

House hacking with a VA loan? How doable is it? And what should you consider before diving in?

Can you Qualify Income with a Military Job Letter?

Can you use a job letter to close on a home before actually starting the job? Yes, but there are a few requirements.

Pre-Qualification vs Pre-Approval

What is the difference between pre-qualification and pre-approval? Pre-qualification tends to refer to what you tell a lender and pre-approval tends to refer to what you give them.

How Much Should My Mortgage Be?

How much should your mortgage be, based on your debt and income? It really depends on your personal financial situation. You may be qualified to a mortgage that has a payment that is 40%+ of your income, but that doesn’t always mean you can actually afford it. What you can afford should based on your true holistic budget for you and your family.

How to Build Wealth with the VA Loan

Building wealth with the VA loan can be done a few different ways. One way is to house hack. However, with a family that can get a little more complicated. Another option is buying a duplex, triplex or quad and essentially doing the same thing.

Can the President Use the VA Loan?

Can the President use the VA loan?

Since the Presidency is technically a civilian position, it really comes down to whether they’ve had prior military service and met the requirements to be eligible for a VA loan.

How Much VA Loan Can I Get?

We get a lot of questions like; How much can I take out with a VA loan? How do I get qualified for a VA loan? What makes me eligible for a VA loan? Well, today we’ll answer some of those questions as well as explain the difference between eligibility and qualification.