Why School Districts Matter for Military Families (Even Without Kids)
School district ratings can impact home values—whether you have kids or not. As a military family navigating a PCS move, it’s important to think about the future resale of your home.
Top 3 VA Loan Benefits in 2025
Discover the three most powerful features of the VA home loan that make it a standout option for active duty military and Veterans buying a home in 2025. From 0% down with no PMI to lower interest rates and a streamlined refinance option, this video breaks down how to maximize your VA loan benefits for long-term savings and financial flexibility.
August 2025 Mortgage Update: Fed Drama, Slowing Demand & Meme Stocks
August 2025 market update – breaking down three big headlines that are driving mortgage rates and shaking up real estate:
1) Trump is openly talking about firing Fed Chair Jerome Powell.
2) Mortgage application data confirms the summer slowdown.
3) Opendoor just had a meme-stock moment straight out of the GameStop playbook.
When Is My First Mortgage Payment Due?
When do I make my first mortgage payment?
Short answer? It’s not right after you close. In fact, your first mortgage payment is due the second month after closing. That means if you close in June, your first payment typically isn’t due until August. But there’s more to the story.
June 2025 Mortgage Market Update
Hey, it’s Evan Kaufman, your home loan educator, back with your June 2025 mortgage market update. This month, I’m diving into three major shifts I think you should be watching: tariff volatility, inventory trends & buyer activity, and GSE privatization.
The Dangers of Builder Credits
I’ve been seeing more homebuyers offered massive builder credits—$25K, $35K, even $40K on average-priced homes—and while that might sound like free money, there are some real risks under the surface.
ARM vs Fixed Rate Mortgage: Should You Roll the Dice in 2025?
What’s the deal with adjustable-rate mortgages (ARMs) in 2025? Are they the dangerous time bombs from 2008 – or a smart move in today’s high-rate environment?
How Do Dependents Impact the VA Loan?
Adding a new dependent can impact your VA loan, and it’s not always in the way you’d expect. Whether you’re in the middle of house hunting or planning your next move, understanding how your growing family fits into the VA loan puzzle is critical to keeping your homeownership goals on track.
What is the Latest with Credit Ratings?
Moody’s recently downgraded their credit rating for the US. Let’s talk about what this means and how it impacts mortgage rates.
Do VA Appraisals Cause Problems?
Spoiler Alert: don’t be afraid of VA appraisals. Conventional loans can cause the same amount of problems, but they don’t have Tidewater in their back pocket like a VA buyer does. Let’s discuss!
