ARM vs Fixed Rate Mortgage: Should You Roll the Dice in 2025?

What’s the deal with adjustable-rate mortgages (ARMs) in 2025? Are they the dangerous time bombs from 2008 – or a smart move in today’s high-rate environment?
How Do Dependents Impact the VA Loan?

Adding a new dependent can impact your VA loan, and it’s not always in the way you’d expect. Whether you’re in the middle of house hunting or planning your next move, understanding how your growing family fits into the VA loan puzzle is critical to keeping your homeownership goals on track.
What is the Latest with Credit Ratings?

Moody’s recently downgraded their credit rating for the US. Let’s talk about what this means and how it impacts mortgage rates.
Do VA Appraisals Cause Problems?

Spoiler Alert: don’t be afraid of VA appraisals. Conventional loans can cause the same amount of problems, but they don’t have Tidewater in their back pocket like a VA buyer does. Let’s discuss!
Why did Interest Rates Spike?

Big spikes in mortgage interest rates lately. Let’s talk about it.
THE VA IRRRL: An Unbeatable Tool for Mortgage Savings

Are you a military home buyer? If you purchased your home with a VA loan, a VA IRRRL could make a substantial difference to your bottom line. Check it out.
Tariffs and Home Buying

Tired of constantly hearing the word tariff, but not understanding what that means in practice? Learn more about how recent tariff decisions could be affecting you!
Are We In a Real Estate Boom or Bust?

Are we in a real estate boom or a bust? Let’s discuss…
Property Types to Avoid in 2025

Purchasing a condo or building a home this year? You may want to reconsider!
VA Refinance

Learn how and when to unlock major savings on your mortgage with a VA IRRRL!
Navigating the world of VA loans can be tricky, especially when it comes to refinancing. Refinancing your VA loan can be a game-changer, offering you lower interest rates, reduced monthly payments, and even cash out on home equity.