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VA Loan Closing Costs Explained

va loan closing costs explained

What to Expect, VA Funding Fee, and How to Pay $0 at Closing. Wondering what closing costs look like on a VA loan? In this video, I break down exactly what VA loan closing costs are, how much to expect, and how the VA funding fee works.

2026 VA County Loan Limits Explained

2026 va loan limits explained

VA county loan limits are increasing in 2026. But what does that actually mean for active-duty military and veterans using their VA loan benefits?

What is an Escrow Account?

what is an escrow account

Pre-Closing Escrow and Post-Closing Escrow Explained. Escrow can be one of the most confusing parts of the homebuying process. Does it mean the title company? Or that account for taxes and insurance? The answer is both, and knowing the difference matters.

Top 3 VA Loan Benefits in 2025

Top 3 VA Loan benefits in 2025

Discover the three most powerful features of the VA home loan that make it a standout option for active duty military and Veterans buying a home in 2025. From 0% down with no PMI to lower interest rates and a streamlined refinance option, this video breaks down how to maximize your VA loan benefits for long-term savings and financial flexibility.

August 2025 Mortgage Update: Fed Drama, Slowing Demand & Meme Stocks

August 2025 mortgage update

August 2025 market update – breaking down three big headlines that are driving mortgage rates and shaking up real estate:

1) Trump is openly talking about firing Fed Chair Jerome Powell.
2) Mortgage application data confirms the summer slowdown.
3) Opendoor just had a meme-stock moment straight out of the GameStop playbook.

When Is My First Mortgage Payment Due?

when is my first mortgage payment

When do I make my first mortgage payment?

Short answer? It’s not right after you close. In fact, your first mortgage payment is due the second month after closing. That means if you close in June, your first payment typically isn’t due until August. But there’s more to the story.

June 2025 Mortgage Market Update

June 2025 mortgage market update

Hey, it’s Evan Kaufman, your home loan educator, back with your June 2025 mortgage market update. This month, I’m diving into three major shifts I think you should be watching: tariff volatility, inventory trends & buyer activity, and GSE privatization.

The Dangers of Builder Credits

The Dangers of Builder Credits

I’ve been seeing more homebuyers offered massive builder credits—$25K, $35K, even $40K on average-priced homes—and while that might sound like free money, there are some real risks under the surface.

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